A dividend income research desk and portfolio tracker in one place: 46 screened dividend payers with safety grades, the companies' own filed dividend histories from SEC EDGAR, live charts, a portfolio ledger that never blends real money with projections, and a tax tab that only answers from real IRS citations.
Dividend investing has a homework problem. Before you put a dollar into a dividend-paying stock, you want to know: how long has this company actually paid? Has it ever cut? Is the payout safe, or stretched? What does the price look like right now? And once you own it — how much income have you really received, versus what a calculator merely projected?
AMBS Dividend Studio puts all of that homework in one signed-in workspace. It’s a research desk for studying dividend payers, plus a portfolio tracker for the ones you decide to buy through your own brokerage. The Studio never touches your money and never places trades — it’s the notebook and the library, not the broker.
Quarterly and monthly payers, screened by strategy and risk, each with a safety grade and a per-stock detail panel — so you can compare names side by side instead of juggling browser tabs.
Ten-year dividend charts built from the companies’ own numbers filed with the SEC — raise streaks, and genuine cut flags when a company really reduced its payout. Not estimates, not a vendor’s guess: the filed record.
Current market prices and interactive charts via embedded TradingView widgets, right next to the dividend research for each name.
A transaction ledger for the shares you buy at your own brokerage. Income you have actually received and income that’s merely projected are never blended — two separate numbers, always. DRIP reinvestment and out-of-pocket money are tracked separately too, and goal progress is clearly labeled a projection.
A summary of your ledger for tax season, a CSV export you can hand a preparer, and a Q&A that is locked to a library of real IRS citations (federal only) — it won’t improvise answers it can’t cite.
A 61-term dividend dictionary plus plain-English guides, written for people who are new to this — ex-dividend dates, payout ratios, qualified vs. ordinary dividends, and the rest of the vocabulary.
Most free dividend sites show you numbers from a data vendor, and vendors disagree with each other more often than you’d think. The Studio’s dividend histories come from SEC EDGAR — the U.S. Securities and Exchange Commission’s public filing system, where companies are legally required to report their own financials. When the Studio shows a ten-year dividend chart, a raise streak, or a cut flag, that’s the company’s own filed record, and you can verify every number at the source.
The Studio includes a signal study: an educational technical-analysis exercise that classifies each stock’s chart into Buy / Watch / Sell / Exit states using a channel method. It exists to teach how technical states are computed — not to tell you what to do with your money.
Some boundaries are built in on purpose:
No brokerage connection, no trades, no custody. You buy shares at your own broker; the Studio is where you research and record.
Income you’ve received and income a formula projects are shown as two separate numbers, everywhere, always.
No “you should buy X.” Research, filed histories, education, and clearly labeled studies — the decisions stay yours.
AMBS Dividend Studio is free right now. Nothing on this page is for sale — there’s no price, no checkout, and no card to enter. The Studio is in active development, and we’d rather have real people using it and telling us what’s confusing than keep it behind a paywall while we build. Sign in, use it, and if something is broken or unclear, that feedback is the price of admission.
No card, no fee, no sales call. Create a free account and the whole Studio is open — scoreboard, filed histories, portfolio ledger, taxes tab, and the dictionary.
Open the Studio — sign in free